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If you’re GEN Y and been searching for financial answers, we've got ‘em’!
As a member of Gen Y, the last thing you need is someone else telling you what you need. So we’ll just tell you what we’ve gothow our products and services can help you navigate your financial future.
First vehicle purchase
New, used, hybrid or motorcycle, dealerships usually don’t give them away. If you are in the market for your first vehicle purchase, and don't have a relative with deep pockets, we can give you straight answers to your loan inquiry. We can calculate values, payments and provide you rate and term information--all before you begin to shop!
First credit card
Credit cards are great to have in case of an emergency, and we all know, sometimes they happen. Our MasterCards carry no annual fees, great LOW rates and a 25-day grace period on purchases. Also, there are no hidden costs for any of the credit union MasterCard products.
Student loans
If you are about to begin your education or want to further it, we offer an array of loans that can help you achieve all of your educational goals.
Computer loans
Chances are good you’ll need a computer so you can get the grades to get the education that pays for the car. And, you guessed it, we have computer loans at extremely low rates.
E-Banking
Now that you’ve got your computer, you can use it to manage all of your finances. We offer FREE Southwest Online (E-banking) and FREE Bill Pay (when three or more bills are paid monthly).
FREE is good.
Debit/ATM Cards
Enjoy the convenience and flexibility provided when you pay for your purchases via a debit or ATM card from the credit union. Our cards let you have access to your cash at the credit union 24/7/365. Whether it's cash from your savings or checking, we can help! We are even part of a shared ATM network that provides you access to many terminals with a minimal surcharge.
Just call, click or visit us! As your financial partner, we're ready to help you navigate your financial future.
Need to fix it? We can finance it.
Is your dream home becoming more the stuff of nightmares? Then SwRCFCU can helpin more ways than one. That’s because we offer a wide variety of loans at great rates and flexible terms with convenient ways to repay them.
Home Improvement Loans
The classic way to fix up your home. They’ve been around for years and there’s a great reason why. They’re easy to get, easy to repay and can help you have your home looking like new inside and out.
Home Equity Traditional Loans
Prefer to let your house help you pay for those improvements? A home equity loan makes it possible. You could qualify for a minimum of $5,000 up to 80% of the appraised value of your home, less the first lien. So add on a new home theater room or install a pool, spa, deck and outside kitchen. This loan affords you a one-time lump sum that can be used to fix up your home or pay for a major expense all at once.
Home Equity Line of Credit Loans
More flexible than a standard Home Equity Loan, a Home Equity Line of Credit Loan allows you to draw on a reserve of cash, minimum of $4,000, for whatever you need much like a regular line of credit loan. This is the perfect solution if you need money to pay for a long-term renovation project that comes in stages.
Home Equity Refinance Loans
These unique loans allow you to refinance your current mortgage and cash-out the equity in your homesteadup to a maximum of 80% of the value of your home, less the first lien. As a result, you can often pay off your current mortgage and closing costs while you also receive cash from the loan.
Whichever loan suits your needs, SwRCFCU would like to supply it. Simply stop by our offices, visit us on the web or give us a call at 210.684.1054. When it comes to pursuing your dream home, we’ll do everything we can to ensure you never miss a good night’s sleep.
Mark your Calendar
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Cash Camp I
• Ages 13-16
• Learn to plan, save, handle and
budget money
• Lunch is included
• Free to attend
Wednesday, June 11th
10 am to 1 pm
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Cash Camp II
• Ages 17-24
• Learn how credit affects your life
• Discover how to prepare and
apply for college funding
• Lunch is included
• Free to attend
Thursday, July 24th
11:30 am to 2:30 pm
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RSVP to: Cathy Wilson @ 210.684.1054 ext 341,
or busdev@swrcfcu.com |
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Save the date
TGIFiesta Member Appreciation Event
Friday, April 18th
11 am to 2 pm
Both Credit Union locations
Food...Fun...Excitement
Holidays
Memorial Day
Monday, May 26
Independence Day
Friday, July 4 |
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